农业保险促进农户规模化经营了吗?——基于农地转入视角
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中国农业大学

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基金项目:

国家自然科学基金项目(71473252);国家社会科学基金重大项目(20ZDA073)。


Does agricultural insurance promote the scale of farmers’ operations? Based on the perspective of farmland inflow
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Affiliation:

China Agricultural University

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National Natural Science Foundation of China (71473252); National Social Science Foundation (20ZDA073).

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    摘要:

    农地流转规模的不断扩大为农业生产经营规模化提供了有效途径。农业保险可以为农户提供风险保障,有助于化解农业规模化经营带来的风险扩大问题。然而,现阶段赔付水平下的农业保险对农户规模化的影响仍有待研究。本研究基于山东和辽宁两省1 377户农户的微观调研数据,运用倾向得分匹配法(PSM)从农地转入角度分析了农业保险对农户农地经营规模的影响,并通过Heckman两阶段模型进一步分析了农业保险赔付对农户农地转入的影响。结果表明,农户个人特征、家庭特征、农业生产经营特征及对农业保险的认知在不同程度上影响了农户参保决策。农业保险可以促进农户农地转入规模的增加,有利于规模化经营。然而,当前农业保险赔付水平较低,风险保障作用有限,导致其仅能促进大规模农户进行农地转入。此外,农业保险对农地转入的影响还具有地区异质性。鉴于此,本研究建议进一步扩大农业保险覆盖面,助推农业生产规模化经营;提高农业保险保障水平,优化农业保险赔付方式;同时推动农业保险精细化发展,注重“普惠性”与“差异性”并存。

    Abstract:

    The continuous expansion of the transfer scale of farmland provides an effective way for the scale of agricultural production and management. Agricultural insurance can provide risk protection for farmers and solve the problem of the expansion of risks brought by the scale operation of agriculture. However, the impact of agricultural insurance on the scale of farmers under the current compensation level remains to be studied. Based on the micro survey data of 1377 households in Shandong and Liaoning provinces, this paper analyzed the influence of agricultural insurance on farmers"" farm land management scale from the perspective of farmers"" converted farmland by using propensity score matching method (PSM). And the Heckman two-stage model was used to analyze the influence of agricultural insurance payments on farmers"" farmland inflow. The results show that the individual characteristics, family characteristics, agricultural production and management characteristics and cognition of agricultural insurance will affect the decision of farmers to participate in insurance to different degrees. Agricultural insurance can promote the increase of the scale of transferred agricultural land, which is conducive to large-scale management. However, the current level of agricultural insurance compensation is low, and the risk protection ability of farmers is insufficient. As a result, it can only promote large-scale farmers to transfer their farmland. In addition, the effect also has regional heterogeneity. Therefore, this paper puts forward the following policy suggestions: First, expand the coverage of agricultural insurance and promote large-scale agricultural production. Second, Improve the level of agricultural insurance and optimize the payment method of agricultural insurance. The third is to promote the refined development of agricultural insurance and pay attention to the coexistence of "universality" and "difference".

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引用本文

张璐,杨雨欣,李晓峰. 农业保险促进农户规模化经营了吗?——基于农地转入视角[J]. 农业现代化研究, 2023, 44(6): 978-987
ZHANG Lu, YANG Yu-xin, LI Xiao-feng. Does agricultural insurance promote the scale of farmers’ operations? Based on the perspective of farmland inflow[J]. Research of Agricultural Modernization, 2023, 44(6): 978-987

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  • 收稿日期:2023-09-06
  • 最后修改日期:2024-01-09
  • 录用日期:2024-01-10
  • 在线发布日期: 2024-02-05
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