文章摘要
农民合作社农户风险共担认知和行为分析
Analysis of farmers’ cognition and behaviors of risk sharing in cooperatives
投稿时间:2017-09-14  修订日期:2017-12-08
DOI:10.13872/j.1000-0275.2017.0122
中文关键词: 农民合作社  社员农户  风险共担认知  风险共担行为  有序Logistic回归
英文关键词: cooperatives  farmer members  cognition of risk sharing  behaviors of risk sharing  Orderly Logistic Regression
基金项目:财政部、农业部国家现代农业(蔬菜)产业技术体系产业经济研究专项(nycytx-35);湖北企业文化研究中心科研项目(2016B08);华中农业大学自主科技创新基金(2662016QD053)
作者单位E-mail
陈丽 华中农业大学经济管理学院 qiangua@webmail.hzau.edu.cn 
李崇光 华中农业大学 lcg@mail.hzau.edu.cn 
张俊 湖北经济学院工商管理学院 zhangjun200807@hbue.edu.cn 
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中文摘要:
      利益共享、风险共担是农民合作社实现规范化建设的基础,但合作社利益分配向核心成员倾斜的现象比比皆是,根据权责利相统一的原则,究其根本是普通成员即社员农户风险共担不足。为促进合作社的规范化建设,找出合作社社员农户风险共担不足的原因,从认知和行为两个维度判断农户风险共担不足是认知不够还是行为缺失,并在此判断的基础上,采用相关性分析和有序Logistic回归分析,找出影响农户风险共担行为的因素。结果表明,风险共担认知和行为不显著相关,认同与合作社风险共担的农户占83.33%,但有65.75%的普通社员农户没有采取资本风险共担行为,合作社的风险主要由核心社员承担。导致农户风险共担不足的原因不是农户的风险共担认知水平不高,而是农户自身资源有限,即收入水平较低、合作社中占股较少和身份边缘化是其采取风险共担行为的主要障碍。并且,合作社成员账户的缺失会直接导致农户不采取风险共担行为。因此,建议合作社在吸纳社员时注重其资本参与以促进成员之间均衡发展,并规范合作社的财务管理,为每个成员建立规范的成员账户。
英文摘要:
      Benefit and risk sharing is the foundation of the standardization of farmer cooperatives based on the principle of maintaining the balance among power, responsibility, and profit. However, it is also common that the benefit distribution is inclined to the core members and the main reason is that ordinary members (farmers) of cooperatives cannot share enough risks. In order to promote the standardization of farmer cooperatives and find out why farmers of cooperatives are lacking in risk sharing, this paper seeks to examine whether it is resulted from inadequate cognition or the deficiency of behaviors. Applying the Correlation Analysis and Orderly Logistic Regression Analysis, this paper analyzed the risk sharing mechanism of cooperatives from two dimensions of cognition and behaviors and tried to identify the possible influencing factors. Results show that there is no significant correlation between farmers’ cognition and behaviors of risk sharing. Among them, 83.33% of farmers think they should share risks with their cooperatives, but 65.75% of the ordinary members have not taken any behaviors to share the capital risk. Actually, it is the core members who bear the most risks of cooperatives. This paper also found that it is the limited resources that farmers own caused the lack of risk sharing among them, not their cognitive levels of risk sharing. Low income level, smaller shares, and the marginalized identities are the main obstacles of their behaviors of risk sharing. In addition, the lack of cooperative members’ accounts will directly make famers refuse to take behaviors of risk sharing. To improving the risk sharing system for cooperatives, this paper suggests that cooperatives should pay attention to new members’ capital participation when they decide to accept them, thus to promote the balanced development among members, standardize the financial management of cooperatives, and help to establish a standardized account for every member.
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