文章摘要
信贷支持农业绿色发展研究
Credit support for the green development of agriculture
投稿时间:2019-06-19  最后修改时间:2019-08-14
DOI:10.13872/j.1000-0275.2019.0070
中文关键词: 信贷支持  农业绿色发展  农业绿色信贷  农产品品质  农业面源污染  绿色农产品
英文关键词: credit support  the green development of agriculture  green agricultural credit  quality of agricultural products  agricultural non-point source pollution  green agricultural products
基金项目:国家社会科学基金项目(17CJY040);湖南省社会科学重大委托项目(13WTA14)
作者单位E-mail
李明贤 湖南农业大学经济学院 limingxian6856@hunau.edu.cn 
柏卉 湖南农业大学经济学院 2939746474@qq.com 
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中文摘要:
      基于信贷角度,阐述信贷支持农业绿色发展必要性,分析信贷资金支持农业绿色发展的重点与面临的主要问题,探讨信贷支持农业绿色发展的对策建议。结果表明,传统粗放型农业生产方式使得中国农业资源利用率和生产效率低、农产品品质差、农业面源污染严重。农业绿色发展面临内生性和外部性资金供应不足的问题,通过引导信贷资金流入农业绿色生产龙头企业和新型农业经营主体、绿色高效农资和节能高效农机生产企业等领域,提高农业资源利用率、农业生产效率和农产品品质,提升农产品竞争力。然而,信贷支持农业绿色发展缺乏相应配套制度体系、绿色信贷工作体系尚未完善、消费者绿色农产品消费行为疲软等问题。因此,为实现农业绿色发展,提出加大对农业绿色生产者和农业绿色信贷的补贴力度、激励农业绿色信贷的实施;加快农业绿色发展法律体系建设、完善绿色农产品认证体系和涉农企业环境信息披露制度;完善和创新农业绿色信贷工作体系;降低绿色农产品价格、提升消费者信任度等政策建议。
英文摘要:
      This paper seeks to analyze the necessity of credit support for the green development of agriculture in China, to explore the key points and the main problems faced by credit funds to support the green development of agriculture, and to discuss the countermeasures and suggestions of credit support for the development of green agriculture. Results show that the traditional extensive agricultural production mode made the utilization rate of agricultural resources and production efficiency of China low, the quality of agricultural products is poor, and agricultural non-point source pollution is serious. The development of green agriculture is facing the problem of insufficient internal and external capital supply. Guiding credit funds to flow into the leading enterprises of green agriculture production and new agricultural management entities, green and efficient agricultural production materials and energy saving and high efficiency agricultural machinery production enterprises can increase the utilization rate of agricultural resources, the agricultural production efficiency and the quality of agricultural products. In addition, it can also enhance the competitiveness of agricultural products. However, credit support for the development of green agriculture lacks the corresponding supporting system and the current system of green credit is not yet perfect, and consumers’ consumption of green agricultural products is weak. Therefore, in order to realize the green development of agriculture, this paper provides the following policy suggestions, including: to increase the subsidies to green agricultural production, to encourage the implementation of green agricultural credit, to accelerate the construction of green agricultural development legal system, to improve the certification system of green agricultural products and environmental information disclosure system of agricultural enterprises, to perfect the working system of green agricultural credit, to reduce the price of green agricultural products, and to build strong consumer trust.
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